First Time Buyer Guide Pdf

Page Sections We work with communities to improve Boston’s neighborhoods through investing public resources. If you are not considered a first-time buyer now, you may be considered a first-time home buyer later, once the four-year period has passed. At least one borrower must be a first-time homebuyer* when the mortgage is a purchase transaction mortgage. Are you ready to own a home? Buying a home isn’t for everyone. RenownHomes. With the help of a Northpoint loan officer we will make sure your home buying process goes smoothly and efficiently. If this is you, read on. Idaho First Time Home Buyer is committed to one thing…making you a proud home owner. It reflects the U. contract) relating to a first-time buyer buying a residential property on or after 2nd December, 2004. Compare 3-5 legal firms – the right one can make the difference between you securing or losing your purchase, and being stressed or calm throughout the transaction. SAVE • Down payment. The Smart First-Time Home Buyer's Guide: How to Avoid Making First-Time Home Buyer Mistakes (Avoid Making Common Home Buyer Mistakes) - Kindle edition by Thomas. 75%), which may be claimed at the time of closing. Whether you're looking for your new home right now or home buying is part of your future, this guide will help you make the process as simple as possible. Grill roasts, whole poultry, bone-in poultry pieces, whole fish, and thicker cuts using the indirect method for the time given on the chart (or until an instant-read thermometer registers the desired internal temperature). If you’re eligible, you can combine these with the FirstHome grant to make buying your own home even easier. First, you’ll know how much house you can afford. And often, arranging a mortgage can look like the most complicated bit of all. The Home Buying Guide Congratulations! The decision to buy your own home is an exciting one. The buyer agency agreement lays out the commitments of the buyer to the agent, and of the agent to the buyer. The First Time Home Buyers' Program provides a property transfer tax exemption to eligible first time home buyers. however you like, customize your landscape, rule the roost! It’s your home. First Time Buyers’ Guide. In most major cities, real estate companies hold home-buyer education classes for first-timers. First Time Auto Buying 101. Financial experts believe that the value and price of gold will recover from the current down-cycle and recommend that gold should be a part of every investor’s portfolio diversification strategy. It's not a simple process, but it's entirely doable with a little preparation. Recent studies found that 75% of Americans say that buying a home is a priority, and in 2017, 34% of American home buyers were first-time home buyers. Just remember, if you make less than a 20% down payment, you will likely be required to purchase mortgage insurance (MI) or similar fees, which adds to the cost of your loan and may increase your monthly payment. first time car buyer tips can help guide you through the process, and save more of your hard-earned money. He orshe willhelp you figure the price range you can afford,explain the different types of mortgages, guide you through the paperwork, and be there to answer last-minute questions when you sign the final papers at closing. The EFCU mortgage lending team is here to help you, step by step, from pre-qualification to closing. E-Book First Time Homebuyers Guide 3 When you make the decision to purchase a home, a good way to begin is to determine your budget. in this guide are only applicable to buying a house in England & Wales. Download Richmond American's guide to first-time home buying. Help to Buy - Summary guide for Contractors The Help to Buy (HTB) incentive is designed to assist first-time buyers with obtaining the deposit required to purchase or self-build a new house or apartment to live in as their home. In fact, the first-time homebuyer market had its best quarter since the third quarter of 2000,. •Receive $3,500 advantage towards down payment & closing costs by attending the Maine Housing First Time Homebuyers Program*. Here's how it works: Sellers must pay their agent a commission (calculated as a percentage of the home's purchase price), and the listing agent then splits that commission with the buyer's agent. • Closing costs. who is a displaced homemaker or single parent also will be considered a first-time home buyer if he or she had no ownership interest in a principal residence (other than a joint ownership interest with a spouse) during the preceding three-year time period. The course can conveniently be taken online. Having a seasoned professional to guide you will be invaluable. your first­time homebuyers all the way through the building process! Walng First-Time Homebuyers through the Building Process By Drew Knight As more Millennials hit the market, many real estate agents are now seeking the right information to help first­time homebuyers get through the building process. And that's only natural, considering the complexities and costs involved in a home purchase. First Time Home Buyer Loans - If you are looking for mortgage refinance service to reduce existing loan rate or to buy new home then our review of the best refinance sites is the right place for you. The IRS is a proud partner with the National Center for. Conveyancing can take time, and there’s a lot of paperwork and back and forth, but be patient: this process ensures that everything is legally in your best interest as a home buyer. Comparison of. One mistake first-time homebuyers often make is to assume. Here is everything you need to know: Save a deposit; Mortgages; First-time buyer schemes from the Government; Stamp Duty; Other costs; Find a property; Put in an offer; Exchange contracts and complete. 2 Choosing a Ham Radio what works best in your area. However, help is at hand with our essential first time buyer guide. first time buyers will now have a much easier time getting onto the property ladder. North Dakota first-time homebuyer programs If you are a North Dakota resident looking to buy your first home, the North Dakota Housing Finance Agency (NDHFA) can offer assistance with down payments , closing costs and more. First time home buyers guide September 24, 2018 - 9 min read What is a mortgage refinance, in plain English April 11, 2019 - 6 min read 10 biggest benefits to VA home loans in 2019 March 28,. Becoming a first time buyer Why ask us? Countrywide Mortgage Services is part of Countrywide, the UK's largest property services. In this guide, we break down the home buying process into easy-to-understand steps. You will receive an email inviting you to join your organization’s Amazon Business account. * • Stay current on bills. com Guide to Mortgages, sponsored by us, L&C. Would you like to know how to buy your first home? We can help you - and make it easy to understand! This guide will walk you through the process and any terms coloured in green are explained in the glossary. for the first time buyer Buyer's Guide: 2 One key part of the buying process is securing buy-in from company leadership and key stakeholders. The guide also provides information to assist people when buying their first 'easier living' home. On the map below, click on your state to see home buyer assistance programs available in your area. Very few people buy just one home in their lifetime. If you’re eligible, you can combine these with the FirstHome grant to make buying your own home even easier. First Time Home Buyers’ Tax Credit:. especially for. A first-time homebuyer is defined as a buyer who has not bought a home over the past three years. They will probably be able to guide you through the process and make everything easier. North Dakota Roots - moderate-income buyers who may have previously owned a home. It’s useful to know exactly how much it’ll cost to get your first home, including the deposit you’ll put down and any fees and taxes that pop up along the way. Or find a free home buying class near you. The experience should be enjoyable as well as get you the perfect home with the least amount of hassle. This brochure is intended to be used as a source for general information and is not provided as legal advice. Too many first-time buyers don’t take advantage of that expertise early enough. that purchasing your first home is a complex process. First mortgage term is 15- or 30- year fixed-rate, fully. R ecently, we spoke with the Rolex boutique in Beverly Hills, and they confirmed that Rolex has about 2,000 SKUs even though there are only a few product families to choose from. In this article we will cover everything you need to know. First Time Buyer Schemes - If you are looking for new home refinance or thinking about a better rate of your existing loan then study a large number of offers from secure lenders at our site. Buying a home can be a daunting process, especially for first-time Buyers. OHIO HOUSING FINANCE AGENCY ff HOMEBUYER GUIDE PAGE 4 GETTING STARTED DO YOU QUALIFY? You may qualify for an OHFA First-Time homebuyer program if you meet one of the criteria listed below: • Someone who has not had an ownership interest in his/her primary residence in the last three years. Purchasing a home is a big decision, especially if you are a first time buyer. Having a seasoned professional to guide you will be invaluable. Food Buying Guide for Child Nutrition Programs Interactive Web-Based Tool The interactive Food Buying Guide allows for easy searching, navigating, and displaying of content. This comprehensive guide for first-time home buyers will walk you through the entire process from start to finish. What is it?. First time buyer guide Mortgage rates Mortgage glossary YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. Our cheat sheet complements the FREEandCLEAR Mortgage Process Guide which offers a more comprehensive review of the mortgage process. 14 comments on “ Essentials for your first property: What to buy and when ” Master Tobechukwu Jeremiah Okonkwo on April 16th, 2018 - 10:15pm wow I was so blessed reading this. Most real estate professionals are paid a commission based on a percentage of the home’s sale price, usually paid by the seller at closing. that can help you make better choices along your path to owning a home. Use the guide below to gain an understanding of how the home buying process works, and how to best prepare for it. (In other words: you don’t need to worry about reading out of date stuff). Recent studies found that 75% of Americans say that buying a home is a priority, and in 2017, 34% of American home buyers were first-time home buyers. Buying your first car is a rite of passage that you'll remember long after the car is gone. Options for Texas Home Buyers TDHCA offers home loan options that include down payment assistance and closing cost assistance for eligible home buyers of all professions. Here’s how it works: Sellers must pay their agent a commission (calculated as a percentage of the home’s purchase price), and the listing agent then splits that commission with the buyer’s agent. upgrade, it is important to research and understand all of the financial obligations ahead. tips about saving, house hunting, and buying a home. E-Book First Time Homebuyers Guide 3 When you make the decision to purchase a home, a good way to begin is to determine your budget. time to prepare yourself with the necessary information that will enable you to make the right home purchase decision. First-time homebuyers have a lot to consider as they navigate the road to homeownership. As a first-time homebuyer, you will especially benefit from Geffrey, a highly-trained first time home buyer expert who will be your guide through the process of finding and placing an offer on a home that meets both your needs and your budget. Time is of the essence throughout all phases of your home purchase. a legal remedy for buyers or lessees of used cars that turn out to be lemons. SAVE • Down payment. For private sales. Equity Loan scheme: available to first-time buyers and existing homeowners who want to buy a ‘new build’ house. Legal Ombudsman On the move: A guide for first time buyers (19/01/2016) • A full Building Survey goes into greater detail still, and the report can be tailored to meet the bespoke needs of a buyer. When you've found a property you're confident you can afford and be happy in, it's time to make an offer. Discover the benefits of home ownership and learn how to choose a home that fits your lifestyle. The PDF below may help make the process a bit easier. Before you make any decisions, consider the following questions. •Maine Housing course is $30 per person. Porsche buyer’s guide. You want to know what programs are available to help you and you want to know about the home buying process. Whether it is your first home or your tenth home, a retirement home, or an investment property, we will make your home-buying experience fun and exciting. Unison is the market leader in home ownership investment. This guide explains the requirements to qualify for an exemption or a refund, and the requirements for the first year of ownership. MDEAT Homeownership Assistance Program (HAP) is designed to increase the number of first-time home purchases for low-to-moderate income residents living in Miami-Dade County. First time buyers’ guide A step-by-step guide to buying your first home Local knowledge. The preferences. First Time Home Buyer Basics. There are down. The exemption rate was increased to 317,500 euro, meaning first-time buyers who are owner-occupiers of second-hand residential property do not pay stamp duty on homes up to that value. But before you’re able to purchase your first home you’ll need to secure a home loan. Guide To Buying Your First Rolex Part 2: What To Buy. If you’re visiting a shop for the first time, look for certificates or window decals from AAA or the National Institute for Automotive Service Excellence (ASE). Having a seasoned professional to guide you will be invaluable. Start shopping for a house. what’s the first thing i should do if i want to buy a house? answer: get pre-approved for a mortgage. Homeownership education and housing counseling: See Selling Guide section B2-2-06. Considerations for first time homebuyers. Some areas have seen intense competition between buyers over the past few years. I am devoted to using our expertise to make your transaction successful! Purchasing a home is a very important decision. The essential guide for First Time Buyers. Buying your first home. E-Book First Time Homebuyers Guide 3 When you make the decision to purchase a home, a good way to begin is to determine your budget. offer at any time, the Homebuyer Priority time period is designed to help buyers who plan to live in the house g et their offers considered before investment buyers. first time car buyer tips can help guide you through the process, and save more of your hard-earned money. Setting a Budget The hardest part of buying a new car is reconciling the car you've always dreamed of with the reality of the cost. The Ultimate Checklist for First-Time Home-Buyers. Buying Baby Chicks: A First-Timer’s Guide by Lucia Wyss July 6, 2016, 10:00 am Raising your own backyard chickens makes you feel connected to the source of your food, and proud of every egg you eat. Buying your first home is a major event. From helping you understand how much buying a home really. Here are some common errors and how to steer clear of them. However, as anyone with prior experience will tell you, the process of buying a home should begin long. It is focused on the most important information for first time buyers. First-time homebuyers have a lot to consider as they navigate the road to homeownership. First Time Home Buyer s Guide Buying a home is one of the biggest decisions of your life. Clarified veteran definition in reference to waiving first-time home buyer requirement for Mortgage Credit Certificate 5/01/2018 2. One mistake I made my first time around the pregnancy block was expecting that the maternity clothes I purchased in the second trimester would fit by the end of the third. • The average age of first time buyers increased from 30 to 33 over the past 20 years. • Once your account has been created, you can start shopping. Everything you need to know from making the offer, to getting the proper inspections, the paperwork, and closing process… Slideshare uses cookies to improve functionality and performance, and to provide you with relevant advertising. Once you've got to grips with standing, balancing and using your paddle you'll no doubt be looking to invest, yet with a multitude of options it's hard to know where to begin. PRINT AND DIGITAL FILESA hi-res PDF of the flyer will be emailed over to you so that you can print the flyer locally. They involve a property being available for viewings for a limited time, normally a day or a number of days at set times, and there are pros and cons to this for both buyers and sellers. For some people, it’s the unpredictability of the experience that makes it most exciting. DON'T GO IT ALONE. com to find their Take time to complete this. Page Sections We work with communities to improve Boston’s neighborhoods through investing public resources. Tax credits for energy efficiency. A first-time homebuyer is defined as a buyer who has not bought a home over the past three years. The complete guide for first-time home buyers. This guide is designed to help you learn terms, questions, and obligations you should understand before you decide to buy a condo. Glossary of Terms. Here are 10 first-time homebuyer programs and grants you should apply for before buying a house. First Time Buyer; Finally feel at home. The Bond Buyer’s collection of market data, including industry rankings, yield indexes, primary market volume, and more. But if this is your first time owning a car, and you've never had anything to do with your state's transport authority, you will need to go to a registry and provide proof of identity. The PDF below may help make the process a bit easier. We know applying for your first mortgage loan and navigating a complex housing market can be daunting. It’s the biggest purchase most people will make in their lives, and the process is like no other financial transaction. Your lender can make this easy for you, by pre-qualifying you before you and your real estate agent begin looking for a home. PHCD Affordable Housing First Time Homebuyer Program Code: DFLMIAMCY • The property is sold • Transferred title • Refinancing with cash out • A default on the first mortgage • The borrower(s) ceases to occupy the property as their principal place of residence • Upon the death of the last surviving applicant. With our choice of homes we have everything to offer a first time buyer. One of the best ways to understand the process of buying a home is to go through it step by step. Would you like to know how to buy your first home? We can help you - and make it easy to understand! This guide will walk you through the process and any terms coloured in green are explained in the glossary. It's probably the most complete first time buyers guide out there, so it's not for the faint-hearted! But you'll learn everything you need to know about buying a house, along with plenty of advice on saving money. The First-Time Home Buyers Guide To 2018. Founded in 2004, San Francisco-based Unison makes long-term investments in individual residential properties through two innovative programs: Unison HomeBuyer, which provides a portion of the down payment needed to purchase a home, and the Unison HomeOwner Agreement, which allows current homeowners to tap into their home equity without. Hit the road with your Good Food, and eat healthy while seeing the world by air, car, or foot. We’ll tell you what to have ready to help your loan closing go smoothly. T1036 Home Buyers' Plan (HBP) Request to Withdraw Funds from an RRSP For best results, download and open this form in Adobe Reader. Readers should always seek professional advice to address issues. completing this form (First Last). • Once your account has been created, you can start shopping. You can also look up tax information and explore market trends by neighborhood or ZIP code. We'll cover everything in-depth during our one-on-one consultation, but here is a quick overview of what you'll need to know about the home buying process. First time home buyers guide September 24, 2018 - 9 min read What is a mortgage refinance, in plain English April 11, 2019 - 6 min read 10 biggest benefits to VA home loans in 2019 March 28,. This guide provides a detailed look at the home buying process for first-time homebuyers. Finding and buying your first property is akin to running a marathon. A first time buyer is defined as an individual or individuals who have never owned an interest in a residential property in the United Kingdom or anywhere else in the world and who intends to occupy the property as their main residence. This homebuyer guide will help you: n Identify the "perfect home" n Understand the costs associated with homeownership n Select a REALTOR® n Weigh your financial options n Prepare for closing BUYING YOUR FIRST HOME. Are you a first time home buyer? Buying a home is one of the most exciting—and daunting—things you'll ever do. First-Time Buyer Best Buys Speedily find your top deal with our mortgage comparison tool. Smart Start Homebuyer. Don't let emotions get in the way of making a smart car buying decision. If you're thinking about settling in the Gem State, check out first-time homebuyer programs from the the federal and Idaho state governments. A first-time home buyer tax credit for up to $2,000 per year is also available. A Guide for the First-Time Homebuyer, is here to help guide you to your destination and help you over-come detours that may stand in your path as you travel toward owning your first home. Home Buying Process Houston: 2019 Updated Houston Homebuyer Guide. First Time Buyer's Guide Buying your first property can be a scary task but an exciting one. Americans list buying a home as one of their top long-term financial goals. 1231327; HUD Lender ID 0038900004. You’re opening new doors, settling into new places, moving forward — what’s not to like? And then you have to think about the move itself. Topics of Discussion *Refer to page 10 & 11 in the CMHC Guide. ) and submit your loan for preliminary underwriting. IMPROVE CREDIT SCORE. He orshe willhelp you figure the price range you can afford,explain the different types of mortgages, guide you through the paperwork, and be there to answer last-minute questions when you sign the final papers at closing. There will be lots of paperwork to submit and things to keep track of. 5% for a down payment. offer at any time, the Homebuyer Priority time period is designed to help buyers who plan to live in the house g et their offers considered before investment buyers. Closing on your first house is a time to celebrate — after all, it’s an important milestone in your life! And it’s the last step in buying your new home. First Time Home Buyer Loans - If you are looking for mortgage refinance service to reduce existing loan rate or to buy new home then our review of the best refinance sites is the right place for you. Homeowner's Guide: First Time Buyers. Hannah Canon's decided to. Whether it is your first home or your tenth home, a retirement home, or an investment property, I will work hard to make your home buying experience a positive one. Buying a home is considered by many to be a wise investment because typically, houses increase in value over time. The Newfi First-Time Homebuyer's Guide Newfi is a licensed tradename of Nexera Holding LLC. This guide is designed to help you learn terms, questions, and obligations you should understand before you decide to buy a condo. This is about more than a certain number of bedrooms or a particular ZIP code. It’s useful to know exactly how much it’ll cost to get your first home, including the deposit you’ll put down and any fees and taxes that pop up along the way. If you’ve been. The Canadian government's Home Buyers' Plan (HBP) allows first time home buyers to borrow up to $25,000 from your RRSP for a down payment, tax-free. That's why at reallymoving. With info, basic specs, and even IntelliChoice five-year retained value figures on many models, the 2019 New Cars Ultimate Buyer's Guide is here to help. First Time Home Buyers Seminar. You can rely on Stewart Milne Homes to take care of every aspect of your purchase from helping you to choose your new home to working with your solicitors to make the process easy. That’s why we have partnered with Framework, a leading provider of homeownership education, to offer an interactive, online course perfect for first-time homebuyers who are on the go. 14 comments on “ Essentials for your first property: What to buy and when ” Master Tobechukwu Jeremiah Okonkwo on April 16th, 2018 - 10:15pm wow I was so blessed reading this. First Time Buyer Schemes - If you are looking for new home refinance or thinking about a better rate of your existing loan then study a large number of offers from secure lenders at our site. t I can be an excelel nt ni vestment since most houses increase in value over time, and may also provide tax benefits. previous years, especially where first-time buyers are concerned. qualified first-time homebuyers achieve their goals with less available cash. You can also check your local county website for more information on. Compare 3-5 legal firms – the right one can make the difference between you securing or losing your purchase, and being stressed or calm throughout the transaction. These agencies pro-. Very few people buy just one home in their lifetime. Call our Newcastle based call centre on: 0345 606 4488 Monday to Friday 8am to 8pm and Saturday 9am to 3pm (excluding bank holidays). first time car buyer tips can help guide you through the process, and save more of your hard-earned money. This guide breaks down all you need to know. Wherever you are in your homebuying journey, Wells Fargo can help guide you through the mortgage process. 22515GG-0615 HOMEBUYERS CHECKLIST Use this checklist to compare houses you've visited as you work on inding and inancing your new home. Whether it’s the huge sums of money at stake or the relentless to do list, it’s only normal to feel out of your depth from time to time. There are down. purchase a Camper Trailer, and that’s what’s so great about buying online. First Time Home Buyers Guide Property Loans 2013-07-08T10:04:23+02:00 A first-time home buyer is someone, looking to purchase their first property or home. Days eight to 15, which is the Homebuyer Priority timeframe, only offers from owner occupants, and non-profits. STEP 2 Save for your deposit We lend up to 90% of the value of the home to first time buyers, which means you have to come up with the remaining 10% yourself. This is the companion workbook to our homebuying guide. It also includes a practical home maintenance calendar for first-time homeowners. But if this is your first time owning a car, and you've never had anything to do with your state's transport authority, you will need to go to a registry and provide proof of identity. From helping you understand how much buying a home really. The first step, he adds, is asking buyers to fill out a detailed questionnaire. This guide was written to help you navigate through the mortgage process — from the people involved, to the costs and forms you’ll be asked to complete —. To-Do List or First-- Time Buyers 1. If this is you, read on. To help you demystify the. Many times, agents get a call from a first time buyer asking how they are supposed to start the process of buying their first home. coverage, deductible, price, and exclusions. Some areas have seen intense competition between buyers over the past few years. Successful and e˜cient progress is the key to a smooth and timely closing. Prepare for this major purchase by getting your finances in order. A piano is one of the most expensive purchases a household will ever make, and buying a piano can be difficult, confusing, and time consuming. Buying your first classic or modern Porsche 911 can be a confusing experience. Buying a home can be a daunting process, especially for first-time Buyers. This publication explains how to prepare and display the Buyers Guide and provides a compliance checklist. The buyer agency agreement lays out the commitments of the buyer to the agent, and of the agent to the buyer. The first step for the lender is to file a “Notice of Default” with on time, the lender is not allowed to do this. That's why we've put together this helpful guide. Buying your frst home is exciting, but you're likely to have lots of questions. First time buyers A guide to buying your first home in England and Wales There’s a lot to think about when you’re buying your first home. If the box is checked but the dealer promises to repair the vehicle or cancel the sale if you're not satisfied, make sure the promise is written on the Buyers Guide. Get More Details I am interested in this topic and would like to get more details. 2 Choosing a Ham Radio what works best in your area. Buying a home is considered by many to be a wise investment because typically, houses increase in value over time. To learn more about buying a home, many local non-profit agencies throughout your community offer a First-Time Homebuyer course where you'll receive more detailed information about what it takes to purchase your own home. Q: I’ve purchased a home before, but I sold it 3 years ago and I did not use a bond loan to finance it. A questionnaire will appear, asking you about the people in your household. qualified first-time homebuyers achieve their goals with less available cash. Why do I need a real estate agent?. Buy a mid-length gas system. It's also a lengthy process where potential — and sometimes very costly — pitfalls can trap the unprepared buyer. Jersey: A Guide for the First-Time Homebuyer is a turn-by-turn roadmap to help you navigate your way to affordable homeownership. North Dakota first-time homebuyer programs If you are a North Dakota resident looking to buy your first home, the North Dakota Housing Finance Agency (NDHFA) can offer assistance with down payments , closing costs and more. First Time Buyers' Mortgage Guide 2019. Handguns Buyer's Guide 2018 Slovenian Stunner: Testing the Arex Rex Zero 1S 9mm Pistol. Thinking about buying a home? and are a good option for first-time homebuyers!) HUD's special homebuying programs PaymentAccuracy. On one hand the model range of Porsche has never been too wide (at least it wasn’t before the Cayenne), but on other hand there are more than 600 different modifications and Porsche keeps adding something new every year. Time is of the essence throughout all phases of your home purchase. The ssential Guide for First-Time Home Buyers Glossary 3 Glossary Federal Housing Authority (FHA) – A United States government agency created by the National Housing Act of 1934. PRE PURCHASE INSPECTION: ASK THE DEALER IF YOU MAY HAVE THIS VEHICLE INSPECTED BY YOUR MECHANIC EITHER ON OR OFF THE LOT. News regarding recapture Recapture is a federal tax assessed by the U. Here’s what you should expect on closing day. First time buyer mortgages. And, as the years go by, you can build ownership interest, called equity,. uk Helping you take your first steps on the property ladder. You'll learn how to get your home sold quickly with great staging tips and how to recognize a neighborhood with potential. The application was put in a week ago and already the paperwork is in the post, the valuation is done, and the mortgage offer has been issued. THE HOME ’S GUIDE Market your community as well as your home Real estate industry surveys have repeatedly found that neighborhood quality is the most important reason why homebuyers choose where to live. 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